Document Type

Article

Publication Date

3-1997

Publication Title

Michigan Law Review

Keywords

consumers, damages, section 10, Real Estate Settlement Procedures Act of 1974 (RESPA)

Abstract

This Note contends that consumers should have a private damages action under section 10. Part I discusses the method federal courts currently employ to determine whether a private cause of action should be recognized under a given federal statute. Part II applies this standard to section 10, and it argues that, although the federal courts currently exhibit a fairly restrictive attitude toward implication of remedies, an action should be implied under section 10 because the Real Estate Settlement Procedures Act of 1974 (RESPA) was enacted at a time when Congress relied on a more permissive judicial implication doctrine. Finally, Part II contends that a private action for money damages is superior to other potential forms of enforcement.

Volume

95

Issue

5

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